CAN YOU afford your childs college? Statistics say No.

CAN YOU AFFORD YOUR
CHILDS COLLEGE?

Helping Parents with the necessary
steps needed for college

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When the Market Crashed, So Did College Dreams

— Until Mike Found the Solution.

In 2008, thousands of families watched their college funds vanish overnight as the market collapsed. Savings accounts disappeared, 529 plans lost value, and what felt “safe” suddenly wasn’t. Mike lived through that reality — seeing friends take on debt they’d never escape and parents postpone retirement just to help their kids.

That’s when he made it his mission to find a better way. Through BlackCase, Mike teaches families how to protect what matters most — building college funding strategies that don’t rely on market luck but on guaranteed growth and smart financial design. Today, his goal is simple: help families never relive what 2008 took from so many.

We’ll Text You Later — Because Timing Can Change Everything.

At BlackCase, we know life gets busy — but opportunities don’t wait. Whether it’s the next market shift or your child’s college deadline, timing matters. That’s why we’ll reach out again soon with a quick text — not to sell, but to help you stay ahead. Because one short conversation today could prevent years of financial stress tomorrow. When we text you later, it’s not a reminder — it’s a second chance to secure your family’s future before life’s “what ifs” happen.

PARTNERED WITH

Recognition & Trust

“New York Life earned 4.5 stars out of 5 for overall performance, standing out for its excellent financial strength.”

“S&P Global Ratings … affirmed its ‘AA+’ ratings on New York Life Insurance Co.”

“New York Life was named the overall winner.” Kiplinger (Kiplinger Readers’ Choice Awards 2025 — Annuity Providers)

“AM Best has affirmed the Financial Strength Rating of A++ (Superior) … [for New York Life].”

Meet the Founders

Justin Forster

Founder of Blackcase and licensed in health and life, Justin manages our website, social media, and client strategies. He partners with New York Life to help families and businesses grow and protect their wealth.

Samson Rivera

Samson works with fire departments and specializes in rollovers and investment products. With an SIE, Series 6, and a master’s in finance, he brings advanced expertise to the Blackcase– part of our New York Life team.

Keith Forster

Co-Founder of Friends and Finances, Keith works with three of the largest Police Unions. Whilst leading a 50-person team and partner of the 'Better Bank Account' system. He partners with Blackcase to deliver innovative money management strategies.

Mike Herzfeld

Mike Herzfeld serves as the voice and connector of our outreach team — With a background in Health and Life license, Mike helps families and business owners understand their options for protection, savings, and long-term security.

Justin Forster is the founder of BlackCase, a financial professional, branding expert, social media strategist, website creator, and video producer, with experience in manufacturing, marketing, and financial services. He is also a National Guard service member and licensed with New York Life, specializing in building trust and delivering personalized financial solutions.

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